How to Use a Personal Loan EMI Calculator to Manage Your Finances

Borrowing a personal loan (PL) comes with the responsibility of timely repayment. Doing so not only keeps your debt manageable but can also positively impact your credit score. To effectively manage timely repayments, it is essential to understand the monthly financial commitment even before you apply for a loan. This is where a personal loan EMI calculator can help, as it allows you to estimate your EMIs (Equated Monthly Instalments) over a specified tenure. Knowing the impact of the loan on your monthly finances can help you make informed borrowing decisions.

According to a 2023 study, 53% of Indians took their first personal loan (PL) before turning 30, while 22% did so before the age of 25. This rising de...

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